Welcome to Jharsite Daily Current Affairs. Here you will find the top 30 current affairs questions and answers for 19 September 2025 in English.
These are highly useful for UPSC, SSC, Banking, Railways, Defence and other competitive exams.
Practice these Daily GK Questions to strengthen your preparation and stay updated with the latest national and international events.
Previous day post: 18 September 2025 Current Affairs
Q1. According to the Global Innovation Index 2025, in which indicator does India rank the best?
A) Infrastructure
B) Market Sophistication
C) Knowledge & Technology Output ✅
D) Institutions
Answer: India performed best in Knowledge & Technology Output. Its weakest rank was in Infrastructure.
Q2. Which Indian city ranks highest among Global Innovation Clusters?
A) Mumbai
B) Delhi
C) Bengaluru ✅
D) Chennai
Answer: Bengaluru ranked 21st globally, making it the highest Indian innovation cluster.
Q3. Which country has topped the Global Innovation Index for 15 consecutive years?
A) USA
B) China
C) Switzerland ✅
D) Japan
Answer: Switzerland has retained the top spot for 15 years. It leads global innovation consistently.
Q4. Who is the current Executive Director of UN Women?
A) Fatima Jibril
B) Sima Sami Bahous ✅
C) Elisa Moreno
D) Maya Khalifa
Answer: Sima Sami Bahous from Jordan began her second term. She is a strong advocate of women’s rights.
Q5. Where is the headquarters of UN Women located?
A) Geneva
B) New York ✅
C) Paris
D) Los Angeles
Answer: UN Women headquarters is in New York. It focuses on gender equality and empowerment.
Q6. How much penalty did RBI impose on PhonePe?
A) ₹10 lakh
B) ₹21 lakh ✅
C) ₹30 lakh
D) ₹50 lakh
Answer: RBI fined PhonePe ₹21 lakh. The penalty was for regulatory non-compliance.
Q7. Why was PhonePe penalized by RBI?
A) Tax evasion
B) Violation of PPI norms ✅
C) Customer complaints
D) Data privacy breach
Answer: PhonePe failed to deposit security for prepaid payment instruments. Hence RBI imposed a fine.
Q8. What was Kotak 811 app’s global rank in the first half of 2025?
A) 1st
B) 2nd
C) 3rd ✅
D) 4th
Answer: Kotak 811 banking app ranked 3rd globally. It showed strong digital adoption.
Q9. What is the tagline of Kotak Mahindra Bank?
A) Banking for All
B) Your Bank, With You
C) Let’s Make Money Simple ✅
D) Your Own Bank
Answer: The tagline is “Let’s Make Money Simple.” It highlights easy banking services.
Q10. From when will RBI’s Regulatory Review Cell be operational?
A) January 2025
B) April 2025
C) October 2025 ✅
D) December 2025
Answer: The cell will function from October 2025. It will review outdated regulations.
Q11. What will be the tenure of RBI’s Regulatory Review Cell?
A) 1 year
B) 3 years ✅
C) 5 years
D) 2 years
Answer: The tenure will be 3 years. It can be extended by 2 years if required.
Q12. Why did RBI create the Regulatory Review Cell?
A) To open new banks
B) To review old regulations ✅
C) To implement tax policies
D) To handle complaints
Answer: Its purpose is to review rules older than 5–7 years. This ensures relevance.
Q13. Who is the Chairman of RBI’s Advisory Group?
A) Narendra Modi
B) Rana Ashutosh Kumar Singh ✅
C) Urjit Patel
D) Dr. Renuka Batra
Answer: Rana Ashutosh Kumar Singh of SBI is Chairman. He will lead regulatory reforms.
Q14. Startup India partnered with which group for the e-mobility challenge?
A) Tata Group
B) Mahindra Group
C) Car Dekho Group ✅
D) Reliance Group
Answer: Startup India tied up with Car Dekho Group. The focus is on EV, auto tech and finance.
Q15. PhonePe wallet falls under which category of payment instruments?
A) Credit Card
B) Debit Card
C) Prepaid Payment Instrument ✅
D) Bank Transfer
Answer: PhonePe wallet is a PPI under RBI regulations. It requires compliance.
Q16. When was Kotak 811 app launched?
A) 2017 ✅
B) 2018
C) 2015
D) 2016
Answer: Kotak 811 was launched in 2017. It pioneered digital banking services.
Q17. Approximate downloads of Kotak 811 app in first six months?
A) 10 million
B) 16 million ✅
C) 20 million
D) 30 million
Answer: The app recorded 16 million downloads. This reflects its popularity.
Q18. Which groups has RBI formed for regulatory updates?
A) Assistant Committee
B) Regulatory Review Cell & Advisory Group ✅
C) Budget Review Cell
D) Development Agency
Answer: RBI created these two groups. They will monitor and update regulations.
Q19. What was India’s score in Global Innovation Index 2025?
A) 25.6
B) 38.1 ✅
C) 45.3
D) 51.7
Answer: India scored 38.1 in 2025. This is an improvement from 37.6 in 2024.
Q20. Which bank’s Yo app ranked 4th with 14 million downloads?
A) HDFC Bank
B) State Bank of India ✅
C) ICICI Bank
D) Axis Bank
Answer: SBI’s Yo app ranked 4th globally. It is a popular digital banking platform.
Q21. Did RBI find PhonePe’s deposit correct?
A) Yes
B) No ✅
C) Partially
D) Not known
Answer: PhonePe failed to deposit in escrow correctly. Hence RBI took action.
Q22. In which indicator did India rank the lowest in GII 2025?
A) Knowledge Output
B) Infrastructure ✅
C) Institutions
D) Market Sophistication
Answer: India ranked lowest in Infrastructure. It stood at 61st place globally.
Q23. Under which department is RBI’s Regulatory Review Cell established?
A) Market Department
B) Technology Department
C) Department of Regulation ✅
D) Department of Research
Answer: It is part of RBI’s Department of Regulation.
Q24. Where is IMF headquarters located?
A) Geneva
B) New York
C) Washington D.C. ✅
D) London
Answer: IMF headquarters is in Washington D.C. It provides global financial support.
Q25. What is India’s projected GDP growth by IMF in 2025?
A) 5.5%
B) 6.4% ✅
C) 7.0%
D) 4.9%
Answer: IMF estimated India’s GDP growth at 6.4%. This is among the highest globally.
Q26. When did India become an IMF member?
A) 1945 ✅
B) 1950
C) 1935
D) 1960
Answer: India became an IMF member on 27 December 1945. It was a founding member.
Q27. What is India’s share in IMF’s SDR?
A) 1314.4 million ✅
B) 1000 million
C) 1500 million
D) 1200 million
Answer: India’s SDR holding is 1314.4 million. It reflects its contribution to IMF.
Q28. Merck and Tata Electronics collaborated in which field?
A) Power generation
B) Semiconductor development ✅
C) Agricultural science
D) Banking services
Answer: They partnered in semiconductor materials development. This boosts India’s chip mission.
Q29. When was India’s Semiconductor Mission launched?
A) 2020
B) 2021 ✅
C) 2019
D) 2018
Answer: India launched the Semiconductor Mission in 2021. It is under Ministry of Electronics.
Q30. When was India’s first made-in-India semiconductor chip launched?
A) 2023
B) 2024
C) 2025 ✅
D) 2022
Answer: The ‘Vikram’ chip was launched in 2025. It is India’s first indigenous semiconductor chip.
Explore More
- Previous day — 18 September 2025 Current Affairs
- Daily GK 2025 Archive
Official Sources
- PIB – Press Information Bureau
- RBI – Reserve Bank of India
- ISRO – Indian Space Research Organisation
Final Conclusion
That’s all for Today’s Current Affairs – 19 September 2025.
We covered 30 important questions and answers based on the latest updates in India and around the world.
Daily practice of these GK questions will strengthen exam preparation. For better results, revise regularly and combine with static GK.
Stay connected with Jharsite Daily Current Affairs for reliable, exam-oriented and updated study material.
